Panera Bread
Available Payment Methods
Reward Rates by Payment Method
| Payment Method | Reward Rate |
|---|---|
| Fold+ Card | 4.50% |
| Lightning | 4.00% |
| Fold Card | 3.00% |
| Credit Card | 1.50% |
Available Card Values
Redemption Instructions
Redeem in Cafe or in the Drive-Thru 1. Print this page, or save to show on your mobile device.2. Bring it to any participating U.S. Panera Bread® bakery-cafe location and present at checkout.
Terms & Conditions
Redeemable only for products at panerabread.com or participating U.S. Panera Bread® bakery-cafes. Not refundable or redeemable for cash unless required by law. Not redeemable to purchase another gift card. Reloadable. This card is issued by and represents an obligation solely of Bakery Cafe Cards, LLC or, if sold by a Panera franchisee, such franchisee. For complete terms and conditions (including arbitration agreement), which are subject to change, or for balance inquiries, please visit panerabread.com or call 1-877-218-5366. Purchase, use or acceptance of this card constitutes acceptance of these terms and conditions. For Panera Bread locations, please visit panerabread.com. ©2024 Panera Bread. All Rights Reserved. Panera Bread is not a sponsor of the rewards or otherwise affiliated with Fold, Inc. The logos and other identifying marks attached are trademarks of and owned by each represented company and/or its affiliates. Please visit each company's website for additional terms and conditions. Fold cannot provide refunds on purchased gift cards.